Identity theft is a scary prospect for adults everywhere, but it’s particularly dangerous for children. Our Birmingham, Alabama affiliates at WBRC report on the growing problem of child identity theft, and ways you can make sure the young people in your life are protected.
BIRMINGHAM, AL (WBRC) – Identity thieves aren’t just targeting you anymore. They’re going after your kids. Research shows ID theft will affect 25% of children before turning 18. When is the last time you checked your credit? How about your children?
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Here are some tips to follow:
- Check to see if your child has a credit report. Children under 13 should not have a file at all. Once you’ve checked your child’s credit, freeze their credit with all three bureaus until they need it.
- Be on the alert if your children receive credit card offers in the mail – it’s a sign someone may be stealing their identity.
- Be very careful with your child’s social security number. Many forms ask for it, but it isn’t really necessary. In most cases, the last four will be sufficient.
- Educate your children on the importance of privacy and careful handling of personal information. Make sure they know not to share sensitive information on social media.
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