Consider Mediation

RULE #6 Remember, you’re playing for keeps. Mediation can make the game much fairer by helping you and your ex-spouse work out a reasonable and equitable divorce agreement. If you’d like help finding a mediator, contact the American Arbitration...

Bankruptcy is a last resort

RULE #5 “Bankruptcy” is a last resort. You may lose a lot of ground. Bankruptcy could be the last “Chance” card you play if you get in over your head. Or it could have a monopoly on your future if you aren’t careful. It’s not an...

Rebuild positive credit

Rebuild positive credit history. Begin anew with good information. You can pick up your pieces and start the game fresh with a positive credit report … if you pay your bills on time. After all, your credit profile is always evolving. Your recent bill-paying...

Establish your own credit

RULE #3 Establish credit independently. This is a major way to move ahead in your new independent direction. Start small and build up. Get a credit card that has a small credit limit, perhaps from a local department store or financial institution. Then always pay your...

Protect your good credit

You are responsible for joint accounts. Your divorce decree does not relieve you from joint debts you incurred while married. You are responsible for joint accounts, from credit cards and car loans to home mortgages. Even when a divorce judge orders your ex-spouse to...

Get your credit report

It will decide your starting position. Before you begin, get an idea of what the entire playing field looks like. Call 1.888.397.3742 for information on how to get a copy of your Experian credit...